Compare how banks and transfer services price CAD to USD conversions compared to the real mid-market rate.
The mid-market rate is shown for reference. Providers apply their own spreads and fees.
Values rounded to 4 decimal places.
Current Mid-Market CAD-> USD Rate
1 CAD = 0.7365 USD | 1 USD = 1.3578 CAD
Sourced via Xe.com.
Updated as of: March 7, 2026 2:29 PM EST (Live rate integration coming later)
Compare Providers
Updated as of: 1:20 PM EST
Provider
Offered Rate
Estimated Fee
Notes
TD Canada Trust
1 CAD = 0.7160 USD
1 USD = 1.3967 CAD
0$
Bank FX spread included in offered rate
Royal Bank Of Canada (RBC)
1 CAD = 0.7197 USD
1 USD = 1.3895 CAD
O$
Bank FX spread included in offered rate
Remitly
1 CAD = 0.7339 USD
1 USD = 1.3526 CAD
0$
Based on bank deposit delivery
Wise
1 CAD = 0.7372 USD
1 USD = 1.3566 CAD
$0.31 + 0.4% – 0.7% of volume
Small fixed fee + variable % that decreases for larger transfers
Example: Sending $1,000 CAD via Wise for USD will yield 0.74% in total fees. Sending $100,000 CAD will yield 0.42% with a volume discount.
Compare Providers
Updated as of: 1:20 PM EST
TD Canada Trust
Offered Rate: 1 CAD = 0.7160 USD
1 USD = 1.3967 CAD
Estimated Fees: $0
Notes: Bank FX spread included in rate
RBC
Offered Rate: 1 CAD = 0.7197 USD
1 USD = 1.3895 CAD
Estimated Fees: $0
Notes: Bank FX spread included in rate
Remitly
Offered Rate: 1 CAD = 0.7339 USD
1 USD = 1.3967 CAD
Estimated Fees: $0
Notes: Based on bank deposit delivery
Wise
Offered Rate: 1 CAD = 0.7372 USD
1 USD = 1.3566 CAD
Estimated Fees: $0.31 + 0.4% – 0.7% of volume
Notes: Small fixed fee + variable % which decreases as transfer volumes increase
Wise Example: Sending $1,000 CAD will yield a 0.74% total fee while sending $100,000 CAD will yield a 0.42% total fee with a volume discount
Why Rates Differ?
Exchange services earn money by adding a spread to the real exchange rate. Even small differences can significantly reduce the amount you receive.
Important Notes
Rates shown are estimates. Always confirm final quotes directly with the provider before completing a transaction.
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